Collecting information
Organizing data
The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and
Summary: The Credit Card Risk and Analytics Manager will lead, plan, and direct the credit risk modeling and analytics function including, credit risk strategy development, implementation and maintenance of the scorecards for the Credit Card Line of Business. Lead development and ongoing management
Understand and contribute to the credit decisioning process, including analysis and interpretation of financial statements, credit structuring, underwriting requirements, policy knowledge, risk identification and mitigation, all in accordance with the Truist credit risk appetite. Bachelor's degree,