Human Resources Specialist at Infosys BPM Senior Appraisal Analyst –(HELOC’s and Mortgage)
Atlanta, GA, Must be willing to work EST & CST
In the Senior Appraisal Analyst role, you will review the Desktop Exterior, Desktop Interior assessment to evaluate and sign off a property’s valuation for a large bank in the US. When taking a decision about a property’s valuation, you will ensure compliance with Federal/State laws to ensure that loans that are secured with real estate are protected with adequate collateral value
In the role of Process Lead, you will execute transactions as per prescribed guidelines and timelines, reviews and validates the inputs from the other team members, support your manager in training activities, daily operations reviews and help in escalation resolution with the objective to meet service level agreement targets for the specific process within the guidelines, policies and norms of Infosys.
Responsibilities and Duties:
Responsible for reviewing property valuations to ensure compliance with Federal/state law to ensure that loans secured with real estate and protected with adequate collateral value.
Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
Successfully use critical thinking and analytical skills to review collaterals
Develop and maintain a strong understanding of Mortgage Lending products, policies, processes, and their collateral requirements.
Obtain required collateral documentation per program requirements from internal clients, external clients, vendors, and third-party sources.
Perform detailed review of all collateral documentation to ensure that loans meet portfolio and investor guidelines.
Identify and escalate collateral issues to the appropriate teammate for further evaluation.
Consistently communicate with other departments and sales to ensure pipeline metrics and quality guidelines are met.
Adhere to all compliance regulations and controls.
Develop and maintain positive working relationships with co-workers, internal and external clients, business partners and vendors.
Qualifications:
Basic
Bachelor’s degree or foreign equivalent required from an accredited institution. Will also consider three years of progressive experience in the specialty in lieu of every year of education.
At least 4 years of relevant work experience
Qualifications Preferred
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Three to Five years of mortgage or consumer lending experience
Three years of continuous collateral review and approval experience
Excellent Communication skills, both written and verbal, in relating to internal and external clients
Demonstrates proficiency in basic computer applications such as Microsoft Office software products
Ability to travel, occasionally overnight
Understanding of appraisal compliance and generally accepted appraisal rules
Experience with using appraisal and market evaluation tools
Demonstrates proficiency in mortgage automated processing systems
Basic knowledge of bank services and products
Note:
Applicants for employment in the U.S. must possess work authorization which does not require sponsorship by the employer for a visa (H1B or otherwise).
EOE/Minority/Female/Veteran/Disabled/Sexual Orientation/Gender Identity/National Origin
Infosys is an equal opportunity employer and all qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, spouse of protected veteran, or disability.
