About this Role
Mortgage Home Loan Advisor (Commission-Only):
Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.
In this Role You Will:- Sourcing leads for mortgage home loans
- Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.
- Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan
- Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns
- Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met
- Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program
- Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process
- Qualifications, Competencies and SkillsHave a high school diploma or general education degree (GED)
- Have one to two years related experience and/or training
- Are proficient with Windows-based software
- Have the ability to drive a car or obtain other reliable transportation is required
- Are able to speak, read, write and effectively interpret documents and reports
- Have competent math skills
- Are registered under the Nationwide Mortgage Licensing System (NMLS) - required upon hire
- Are self-motivated and extremely detail oriented
- Thrive in a fast-paced, constantly changing environment
