Commercial Lines – Underwriter Trainee – June 2027 Make a difference with a career in insurance at The Cincinnati Insurance Companies. We put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person. If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow. Our Commercial Lines department is seeking candidates for an underwriter trainee class beginning June 7, 2027. As a Commercial underwriter trainee, you'll participate in a structured training program designed to develop future underwriting professionals. You'll learn how to evaluate risk, build business relationships, make impactful decisions, and contribute to the success of independent insurance agencies and their clients. This position is based at our headquarters in Fairfield, Ohio. Candidates outside the local area must be willing to relocate. The team currently follows a hybrid schedule of four in-office days and one remote day per week. The pay rate for this position is $28.85 hourly. The hourly pay rate will convert to $60,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. Be ready to:build a strong foundation in Commercial insurance, underwriting principles, and risk assessmentlearn Cincinnati's products, coverages, underwriting philosophy, and appetite for riskpartner with experienced underwriters and business leaders while developing your underwriting expertisemanage a defined portfolio of new and renewal business in collaboration with independent insurance agentsanalyze business information, identify risk exposures, and make data-driven underwriting recommendationsevaluate pricing, coverage terms, and policy conditions to support profitable business decisionsdevelop strong relationships with agency partners through exceptional communication and customer servicecollaborate with Sales, Claims, and other business areas to support agency and customer needsparticipate in ongoing training, development opportunities, and special projects that broaden your industry knowledgecontribute to team goals while building the skills needed for long-term career successtravel to visit agencies to further strengthen relationships and communicate company vision Be equipped with:excellent communication skills and ability to build strong relationshipsstrong time management and decision-making skillsability to learn and understand new technologyability to analyze risks at individual strategic levelwork efficiently while following limits of authority and complying with audit criteriaability to seek out creative solutionscollaborate with team members and management to identify and solve issuesbeing adaptable to new ideas and processesactively pursues continuing education Bring education and experience from:a bachelor's degree or have four or more years of insurance-related work experience and have earned an associate in insurance (AINS) designationcandidates who graduated within the last five years are required to submit an official or unofficial academic transcript as part of their application Qualified candidates will be hired into the Commercial underwriter trainee program. Assignment to either the Small Business or Middle Market business unit will be finalized and communicated approximately one month prior to the start date. Assignments are determined based on business needs and an assessment of each candidate's qualifications, strengths, and alignment with the respective role. Embrace a diverse team. As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws.
