Agricultural Lending Support Associate Pay Range: $16.01USD to $18.41USD The Agricultural Lending Support Associate executes a variety of essential tasks, such as fielding and responding to customer inquiries, disbursing loan proceeds, securing necessary collateral and loan information, and preparing loan documents. This associate is also responsible for completing loan quality control duties. The ideal candidate for this position should be detail-oriented, organized, and possess strong analytical skills. With basic knowledge of loan processing and financial documentation, this associate must also be able to manage multiple tasks efficiently. Strong communication skills are essential, as the role requires frequent interaction with customers and team members. By ensuring the smooth servicing, processing, and disbursement of agricultural loans, the Agricultural Loan Support Associate significantly contributes to the company's financial operations. Their attention to detail and commitment to quality control help maintain the integrity of the loan portfolio, ultimately supporting the company's growth and success. All employees are expected to protect the information and assets of the organization through heightened awareness of information security, cybersecurity, and risk management best practices, as well as complying with all applicable laws, regulations, and organizational policies.
Essential Duties:
Provide exceptional service and assist customers and bank personnel with inquiries related to collateral or other aspects of agricultural loans. Collaborate with the Agricultural Lending Team to close approved loans, ensuring all documents comply with relevant regulations. Support the team by ordering and collecting necessary third-party reports for loan closings, streamlining the closing process and reducing associated delays. Receive and audit executed closing documents for accuracy, ensuring that all loan agreements are legally binding and error-free. Prepare loan boarding input documents for servicing, facilitating smooth loan management and servicing. Ensure proper documentation and record-keeping in the transmission of completed and original files to Credit Administration. Monitor expiration dates of loan-related documents and insurance coverage within loan files, preventing lapses that could affect loan security. Complete post-close quality control requirements, ensuring all loan processes meet the bank's standards. Provide documentation and coordinate UCC filings as needed. Maintain accurate loan file information in Kadince, supporting efficient loan tracking and management. Handle modifications and extensions of existing maturing agricultural loans and lines of credit. Collaborate with departmental supervisor to set personal development goals, monthly targets, and ensure timely loan closings and quality control. Ensure compliance with all bank policies, procedures, and applicable state and federal banking regulations, upholding the bank's integrity and operational standards. Assume responsibility for special projects and tasks as assigned.
Education & Certifications:
Associate's degree in Finance, Business Administration, a related field, or a commensurate combination of education and experience required. A minimum of one year of related experience required.
Minimum Requirements:
Basic understanding of loan processing and financial documentation, with knowledge of relevant laws, regulations, and best practices. Exceptional attention to detail with the ability to remain organized and produce accurate, efficient work in a fast-paced environment. Excellent communication skills and the ability to communicate effectively, verbally and in writing, with internal and external customers at all levels. Ability to complete standard calculations and apply basic mathematical concepts in practical situations. Ability to interpret various ratios and relationships inherent in common or specialized financial and data-driven reports. Strong organizational and time management skills to handle multiple tasks, prioritize work, and meet deadlines. A positive and proactive approach to work, demonstrating enthusiasm, adaptability, and the ability to maintain composure and professionalism in stressful or adverse conditions. Strong critical-thinking skills and the ability to analyze potential project outcomes with the adaptability to redirect attention as needed to meet targets and deadlines. Proficient computer literacy, including comfort with Microsoft systems and Office Suite. Intermediate typing skills to meet the needs of this position. Current driver's license and reliable transportation with appropriate insurance coverage; additionally, the ability to drive occasionally in the course of performing assigned duties and responsibilities. The ability to work with minimal or no supervision.
Additional Qualifications:
Two or more years of experience in banking, lending, or a related field strongly preferred.
Physical Demands and Work Environment:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers; handle or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. The noise level in the work environment is usually low to moderate.
Benefits:
We are dedicated to creating a workplace where all team members feel valued and empowered. Our employee benefits promote well-being and professional growth, including insurance options, retirement plans, and career development opportunities included approved company paid training. Benefits include paid time off, medical, dental, vision and life insurance, 401(k) plan, tuition assistance, and more.
