CRA Officer

Duties and Responsibilities: In partnership with Bank Management, develop, present, and obtain business and budget approval for the Bank's annual CRA performance plan, including periodic review of the appropriateness of the Bank's CRA assessment area geographics Responsible for the execution of the CRA performance plan coordinating third party vendors/partners and bank staff in the delivery of CRA investments, loan and deposit products and services in our CRA assessment areas Through contact with government officials and community leaders in the Bank's CRA assessment area, identify credit and services needs within the community and work with senior management to develop programs and set goals to meet such needs as are identified, within the context of the Bank's business model and peer performance Collect, maintain, analyze and report data on the Bank's CRA information to identify any gaps or areas of improvement for all assessment areas Maintain and track Bank service and volunteer activities Identify and select community development partners Participate in community outreach and financial literacy efforts Work with the Bank's Accounting staff to ensure delivery of CRA qualified investments, grants and donations Assist the Chief Financial Officer in grant administration Work with the Chief Regulatory Officer in addressing CRA related issues or concerns Creates, updates, and maintains continuous records of CRA qualified products delivered, such as loans applied for and originated, services provided within the CRA assessment area to facilitate periodic review of the Bank's CRA compliance level and CRA performance, and self-evaluation. Updates the CRA Public File as needed. Maintain reporting and analytics Maintain CRA reporting software, ensure accuracy of data input, and file annual report in a timely manner Evaluate and examine Bank peer group analysis Chair the Bank's CRA Committee Maintain an ongoing monitoring program which will provide management with timely information about the Bank's CRA compliance position and gaps in CRA delivery of services, products, and investments through the CRA Steering Group to allow management to modify its goals and activities as required to maintain a Satisfactory CRA compliance rating The CRA Officer will participate in the implementation of changes that are required based on any changes related to CRA, and participate or oversee other projects and actions as directed from time to time by the Chief Regulatory Officer or Senior Regulatory Officer Travel to conferences, training, and, as needed, branches which may require overnight stays Maintain compliance with regulations and bank policies and procedures, including the Bank Secrecy Act (BSA) and the Office of Foreign Assets Control (OFAC) requirements Consistently support, uphold and model the organization's core values and standards Complete other duties as assigned as determined by management to be reasonable and beneficial

Physical Requirements: While performing the duties of this job, the employee is regularly required to communicate effectively with Bank community partners, committee members, management, and employees, both individually and in front of a group. Regular use of the telephone and email for communication is essential. Remaining in a stationary position, frequently operating a computer for extended periods time, is common as is traveling to meet with the Bank's community partners. Must be able to accurately gather and process verbal and written information and properly prepare or inspect documents. Good manual dexterity is needed for the frequent use of common office equipment such as computer terminals, calculators, copiers and telephones. Occasional travel to branches and out-of-town or overnight travel may be required. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.