Commercial Title Examiner

Job Summary: We're looking for a seasoned commercial examiner to take ownership of title examination on our commercial pipeline — multifamily, office, retail, industrial, raw land and development tracts, hospitality, and energy/renewable projects. You'll work files from initial search through policy issuance, including the complex chains, entity structures, and multi-parcel assemblages that don't fit a residential workflow. This is a senior individual-contributor role with room to mentor.

Duties/Responsibilities: Examination and analysis Examine extended chains of title from abstract plant run sheets, county records, and prior policies; determine vesting, identify gaps, and resolve conflicting conveyances Review and interpret deeds, deeds of trust, assignments, easements, restrictive covenants, dedications, plats, leases and memoranda of lease, rights of first refusal, options, and reciprocal easement agreements Analyze mineral and royalty reservations, severances, leases, surface use and accommodation issues, pipeline and utility easements, and wind/solar site control documents Review ALTA/NSPS Land Title Surveys against the record for boundary conflicts, encroachments, gaps and gores, access, setback and easement placement issues Examine entity authority documents — partnership agreements, LLC company agreements, corporate resolutions, trust instruments, powers of attorney, foreign entity registrations — and confirm authority to convey or encumber Clear name-based searches: judgments, federal and state tax liens, abstracts of judgment, UCC filings, bankruptcy, probate and heirship, divorce decrees, and receiverships Analyze ad valorem tax status, delinquencies, rollback tax exposure on ag/open-space and wildlife valuations, and MUD, PID, PUD and other special district assessments Evaluate mechanic's and materialman's lien exposure, including constitutional liens and Property Code Chapter 53 priority and inception-of-lien questions on construction deals Handle foreclosure and tax-sale chains, condemnation and right-of-way takings, quiet title judgments, and homestead and community property questions Production and underwriting Draft commitments (T-7), pro forma policies, owner's and loan policies (T-1, T-2), and multi-site/aggregated policy sets Write clear, defensible Schedule B exceptions and Schedule C requirements, and draft the curative instruments needed to satisfy them Prepare and evaluate requests for commercial endorsements — including T-19/T-19.1, T-19.2/T-19.3/T-19.4, T-23 access, T-24/T-24.1 non-imputation, T-25/T-25.1 contiguity, T-26 additional insured, T-27 assignment of rents/leases, T-28 condominium, T-30 tax deletion, T-36/T-36.1 environmental protection lien, T-38, T-39, T-48 co-insurance, T-4/T-5 leasehold, T-13 interim construction binders, and T-3 general endorsements Handle standard exception amendments, including area and boundary deletions and mechanic's lien coverage on commercial transactions Escalate extra-hazardous risks, creditors' rights questions, and out-of-guideline requests to underwriting counsel with a written risk analysis and recommendation Coordinate reinsurance and co-insurance arrangements on large-liability transactions Work within TDI promulgated forms, the Basic Manual Procedural and Rate Rules, and internal underwriting guidelines — and document the basis for judgment calls Serve as the title resource for escrow officers, closers, outside counsel, lenders, brokers, and developer clients; explain findings to non-title audiences without losing precision Review work product from junior examiners and searchers; mentor and build bench strength Meet transaction deadlines on deals with active closing calendars and coordinate date-downs through funding and recording List the essential job duties that are specific to the position.

Physical Requirements: Prolonged periods of sitting at a desk and working on a computer.