SBA Business Development Officer

What You'll Do: Actively prospect and originate SBA real estate, non-real estate, and USDA B&I loan opportunities in the business marketplace Serve as the external face of the bank's government-guaranteed lending program and the subject matter expert guiding borrowers from application through funding Analyze financial statements, assess initial credit qualification, and counsel clients on SBA/USDA program fit and requirements Collect and manage all documentation required for processing, underwriting, and closing in partnership with internal credit and closing teams Identify and refer cross-sell opportunities in commercial lending, treasury management, and retail banking Maintain a healthy, proactively managed pipeline and provide regular reporting to leadership What You Bring 8+ years of experience, including direct SBA loan origination — must have recent experience originating at an SBA Preferred Lender Proficient knowledge of the SBA SOP, loan programs, and applicable federal and state lending regulations Strong credit analysis skills and the ability to structure complex transactions within program guidelines A self-starter mentality — you manage your pipeline proactively, not reactively Highly effective communication and presentation skills across borrowers, referral partners, and internal stakeholders Bachelor's degree in business, finance, or related field