Credit Analyst II

Position Summary: Colonial Farm Credit (www.colonialfarmcredit.com) is an agricultural credit cooperative and provides loans for: Production capital for full-time and part-time farmers Ag-related businesses Farms and country homes Land purchases, home construction, and improvements Buildings, machinery, livestock, and equipment

Responsibilities: We have an excellent employment opportunity for a Credit Analyst II in our Mechanicsville VA office. The candidate will be responsible for: gathering, analyzing, and reconciling credit and financial data for loans using the five credit factors under the guidelines of differential analysis preparing all loan documents associated with the analysis of the assigned credit including loan agreements when necessary and drafting loan analyses explaining loan purpose, structure, risk, controls, etc. making recommendations on which the delegated authority will base its decision for loan approval making recommendations of rates, terms, security, and loan controls that are necessary for maintaining an acceptable credit risk developing loan-servicing plans for monitoring credit Required

Education and Experience: Bachelor’s degree in agricultural economics, finance, business administration, economics or relevant field of study Moderate to advanced understanding of farm business management, finance, and macroeconomics Strong analysis, judgment, communication (oral and written), and organizational skills Computer experience with intermediate to advanced skills in Microsoft Outlook, Word, and Excel to carry out the essential responsibilities of this position In-depth knowledge and skill in risk analysis, loan administration, and loan servicing Ability to: Independently understand and interpret financial statements and cash flow analysis work under limited supervision and in compliance with established policies, procedures and regulations be assertive and decisive in arriving at sound business decisions effectively handle multiple tasks and work independently work in a collaborative, team atmosphere exercise discretion, independent judgment, initiative, and creativity Acceptable background reports (credit, criminal, driving, and drug) Preferred (and Beneficial To Successful Applicant) Four to five years of experience gained through credit related positions Strong awareness of current economic developments and production technology affecting agriculture in the region Strong knowledge of farm production methods and products

Location: Administrative Office, 7104 Mechanicsville Turnpike, Mechanicsville VA 23111

Supervisor: Ronnie Gill, Chief Operating Officer