Credit Risk Manager - Healthcare

Responsibilities: Underwrite and structure new transactions and renewals, extensions, increases, and amendments. Participate in external client meetings and internal deal team and senior management discussions. Identify, outline, and mitigate lending risks; advise on credit policy and loan structure. Perform due diligence, produce credit presentations, and obtain required credit authority. Maintain portfolio monitoring and client deliverables; ensure compliance with loan terms and reporting. Coordinate with business teams for client contact, monitoring, and site visits. Validate and analyze reports (financial statements, collateral, appraisals, etc.) for compliance. Escalate issues, develop action plans, and ensure accurate risk ratings and monitoring. Prepare quarterly reports and portfolio management analyses.

Key requirements: Strong understanding of policies, procedures, underwriting guidelines, and RACs. Knowledge of credit underwriting, financial accounting, and loan documentation. Ability to structure deals and clearly communicate structure to lenders. Proficient in Microsoft Word, Excel, and Outlook. Strong interpersonal and social skills for interaction with loan officers, staff, and customers. Effective time management, mathematical, and credit analysis skills. Ability to write reports and business correspondence; strong presentation skills. interpersonal skills time management clear written and verbal communication credit underwriting financial statement analysis loan documentation