Lending Compliance Manager

Job Description Job Description Lending Compliance Manager Remote 6-Month CTC Experience Range:8-12 years Our client is seeking an experiencedLending Compliance Managerto oversee consumer lending compliance across origination, underwriting, servicing, and fair-lending activities. This role will assess regulatory controls, investigate exceptions, drive remediation, and ensure adherence to ECOA, TILA, FCRA, UDAAP, and other consumer protection requirements. Responsibilities & Qualifications Review lending activities across application intake, credit decisioning, underwriting, adverse action, manual review, overrides, and exception management to identify control gaps and compliance risks Assess underwriting and credit-policy exceptions, identify recurring trends and documentation deficiencies, and evaluate fair-lending, UDAAP, disclosure, and adverse-action concerns Execute compliance monitoring, control reviews, quality-assurance assessments, and testing activities across lending origination and servicing processes; review audit findings, complaints, and risk indicators Perform root-cause analysis on identified issues, determine consumer impact scope, and maintain issues and remediation trackers with risk rating, ownership, corrective actions, and closure status Evaluate loan servicing controls covering payment posting, account adjustments, fees, payoff processing, statements, and account corrections; assess hardship programs, modifications, settlements, and credit-reporting activities Review pricing, APRs, fees, disclosures, borrower notices, and related controls; assess servicing transfers, account-data integrity, reconciliation, and customer communications for compliance Challenge incomplete corrective actions, validate remediation effectiveness, and support compliance risk assessments of higher-risk lending processes Review and maintain lending compliance policies, procedures, and operating guidance; assess product changes, underwriting standards, pricing, disclosures, and systems for compliance implications; partner with Legal, Risk, Product, and Operations stakeholders to implement required changes