At Valley Bank, we believe in people's growth potential. We invest in it. We protect it. We focus it. For nearly 100 years, we've been the Bank that clients from every industry turn to for our expertise, strategies, and advice--building the kind of trust that can fuel every goal. We are the leading relationship bank built for growth--with over $60 billion in assets, 3,800 experts, and more than 200 consumer branches and commercial banking offices in communities across the US.
At Valley, we're all driven by an ambition that goes deeper than just having a job. That's why when you work for us, we make it our goal to help you focus on what drives you--working to turn your passions and strengths into assets you can use to propel your ambitions and build the professional legacy you want. Because when we say we're a relationship bank built for growth, that's not just reserved for our clients--that includes all our associates as well.
The Sr Compliance Officer - Advisory serves as a trusted compliance advisor to business line partners and the Compliance leaders on the risks associated with federal and state banking laws and regulations .This position provides practical regulatory guidance and interpretations on new products, initiatives, and process changes, and deliver comprehensive analysis on the advisory matters and compliance projects, helping the organization achieve business objectives while maintaining compliance with applicable laws and regulations.
Responsibilities Include:
But Are Not Limited ToServes as compliance advisor and strategic partner providing risk-based guidance and regulatory advisory support and subject matter expertise across products, services, and business activities.
Provides regulatory interpretations and advisory regarding federal and state banking laws and regulations, helping business partners evaluate risks, make informed decisions, and implement compliant solutions.
Reviews customer-facing marketing materials and communications to ensure accuracy, clarity of disclosures and alignment with regulatory expectations.
Conduct Compliance Risk Assessments, including assessment of inherent risk, control effectiveness and residual risk.
Conduct Compliance Monitoring, with increased focus on metrics and dashboards, as relevant.
Shares advisory themes, emerging risks, and insights to inform annual testing plan and monitoring strategy and prioritization.
Supports issue management, working with the business to understand root cause and to achieve timely and sustainable remediation.
Provides advisory support throughout Compliance Testing Reviews, *: Advises during planning to inform risk-based scoping and coverage decisions,
Participates in kick-off meetings with the business, engages with reviewers throughout the review as potential issues are identified, provides challenge and input on draft reports including issues, actions, action owners, due dates and ratings, Participates in closing meetings with the business
Serves as advisors on relevant committees, including IGT Committee and AI Governance.
Reviews compliance training content for regulatory accuracy, risk alignment and appropriate coverage of high risk and emerging topics.
Builds and maintains strong relationships with business and risk stakeholders, fostering a culture of compliance through ongoing consultation, education, and proactive engagement on compliance-related matters.
Supports regulatory change management, including performing impact assessments and maintaining regulatory compliance policies across the bank.
Required Skills:
Familiar with all consumer banking regulations and applicability to commercial deposit and lending activities.
Demonstrated ability to provide effective, practical advisory guidance to senior officers of the department and to business line management, including the ability to influence without direct authority.
Intermediate to advanced PC skills for Microsoft Office -- Word, Excel, and Outlook.
Excellent verbal and formal written communication skills, including the ability to document advisory positions and explain complex regulatory requirements to non-compliance audiences.
Ability to analyze various compliance problems or regulations and advise on effective, risk-based solutions.
Ability to conduct research independently via written materials as well as electronic versions in an effective and professional manner.
Ability to manage and complete advisory engagements and projects effectively while balancing competing requests from multiple business lines.
Sound judgment in identifying, escalating, and documenting novel, ambiguous, or higher-risk regulatory questions raised by the business.
Ability to build and maintain strong partnerships with business, risk, legal, audit, and compliance stakeholders, fostering a culture of compliance through proactive engagement and consultation.
Required Experience:
Bachelor's Degree in Business or a related field and five plus years of regulatory compliance-related work experience.
The ABA Certified Regulatory Compliance Manager (CRCM) certification).
Preferred ExperienceMaster's Degree and/or additional education such as having attended the Institute of Certified Bankers/American Bankers Association ICB/ABA Undergraduate or Graduate Compliance School.
