Senior Group Underwriter (Specialty Health) The Role at a Glance As a Sr. Group Underwriter on the Specialty Health team, you will underwrite new and existing business for Lincoln's Supplemental Health (Accident, Critical Illness, and Hospital Indemnity) products. You'll assess risk, develop pricing recommendations, and support profitable growth and customer retention through sound underwriting decisions. This role offers the opportunity to work independently on more complex underwriting assignments while partnering with Sales, Account Management, Product, Pricing, and Operations teams to drive business results. You'll build strong relationships, influence underwriting outcomes, contribute to process improvements, and continue to grow your technical and industry expertise.
What you'll be doing:
Underwrite new business, renewals, and amendments for Supplemental Health products Manage an assigned in-force book of business Assess risk by evaluating group characteristics, demographics, participation, benefit design, claims experience, and other underwriting factors Perform experience rating and collaborate with actuarial partners to evaluate pricing and risk Apply underwriting guidelines, authority limits, and pricing methodologies to determine appropriate coverage terms and rates Make underwriting decisions within assigned authority and recommend actions requiring additional review or approval Prepare and communicate underwriting analyses, pricing recommendations, and renewal strategies to business partners Support the RFP process, including responding to underwriting requirements and completing submissions through third-party platforms Collaborate with Sales, Account Management, Product, Pricing, Operations, and underwriting partners across product lines to develop coordinated customer solutions Build and maintain strong relationships with internal and external partners, support the development of underwriting expertise across the team, and serve as a trusted resource on underwriting strategies and risk assessment Identify opportunities to improve underwriting processes, tools, and reporting capabilities What we're looking for Must-Haves: Bachelor's degree or equivalent work experience (4 years of experience in lieu of degree) 4+ years of Supplemental Health underwriting experience Strong analytical, communication, and relationship-building skills Ability to work independently and collaboratively in a fast-paced environment What's it like to work here? At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.
What's in it for you:
Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes Leadership development and virtual training opportunities PTO/parental leave Competitive 401K and employee benefits Free financial counseling, health coaching and employee assistance program Tuition assistance program Work arrangements that work for you Effective productivity/technology tools and training
About The Company:
Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services. With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.
