CREDIT ANALYST SUPERVISOR Job Overview:
Our Credit Administration team plays a critical role in the safety and soundness of Fidelity's commercial loan portfolio which has a broad range of commercial clients including commercial and industrial (C&I), investment commercial real estate, residential construction and small business. Ensuring accuracy, providing guidance and doing in-depth analyses are just part of the job. They understand the nuances of commercial credit underwriting and how to apply core principals to different types of credit. With a high attention to detail, they help identify strengths and weaknesses of a loan as well as mitigants to help reduce risk. Credit Analyst Supervisor has a passion for team building and training new analysts. They have a genuine interest in helping analysts advance in their careers and become better bankers. Most importantly, they have a growth mindset and believe in the golden rule; the best leadership is leadership by example. Do you have a passion for numbers and people? Let's talk.
The candidate for this position will be responsible for:
- Supervising and coaching Credit Analysts to ensure quality of work
- Coordinating workflow to ensure excellent customer service is maintained
- Staying ahead of underwriting guidelines, enhanced underwriting practices, and assisting in updated underwriting policies and procedures
- Analyzing financial documentation to accurately evaluate cash flow and financial ratios
- Preparing accurate and concise loan approval reports in a timely manner
- Performing collateral audits and loan reviews
- Presenting to the Corporate Loan Committee as needed
- Regularly collaborating with lending officers and, as necessary, with customers
- Complying with regulations, policies, and standards of Fidelity Bank
- Requirements for the position include :A Bachelor's degree in a business-related field
- Analytical ability with excellent attention to detail
- Strong understanding of credit analysis, financial statements, and tax returns
- Administrative, conceptual and supervisory skills
- Strong verbal and written communication skills
- High level of competence regarding Microsoft Word and ExcelStrong time management and multitasking skills
- The ability to work late and/or flexible hours
- Preferred qualifications for this position include:
- Five years of commercial credit experience
- Supervisory experience
- Graduate School of Banking diploma
- Formal leadership trainingEEO/Veterans/Disabled
