Lease Processor IIThe Lease Processor II is responsible for verifying and processing lease contract packages to ensure each file is accurate and complete before funding.
Essential Duties and Responsibilities:
Review lease contract documents to ensure conformity with Stellantis Financial Services (SFS) policies.
Ensure contracts submitted for funding are complete, accurate, and reflect proper approval authorities, specifically Truth-In-Lending and Regulation M disclosures, and ensure the accurate calculation and correct disclosure of federal-mandated fees.
Inspect the lease package documentation for any suspicious or fraudulent information.
Verify calculations on the contracts before funding and prepare completed files for funding.
Perform financial calculations such as payoffs, rebates, residuals, payments, money factors, lease worksheets, vehicle registration, driver's license, residence, and insurance coverage.
Inform the manager of discrepancies in the contract package or verification of information and note the file.
Maintain confidentiality when accessing personal information of consumers, including, but not limited to, Social Security numbers and dates of birth.
Follow up with Dealership, Sales team, and other internal partners to resolve all non-compliant funding issues via Dealer Chat, email, and Inbound/Outbound Calls.
Perform other duties as assigned.
Qualifications and Competencies Required:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be provided to enable individuals with disabilities to perform the essential functions.
Required Experience: Minimum 2 years' experience as a loan/lease processor in auto funding.
Education: High school diploma and/or GED.
Skills Required:
Strong attention to detail and sound judgment skills.
Strong analytical reasoning abilities.
Excellent verbal, reasoning, and written communication skills.
Strong interpersonal skills and business acumen.
Excellent planning, leading, and problem-solving skills.
Proficient in using lease software and Microsoft Office Suite.
Ability to multitask and prioritize multiple files effectively and efficiently.
Qualifications Preferred:
Experience: Captive finance company and/or lease experience.
Overtime:
required on an as-needed basis. Travel 0-10% - as required on an as-needed basis. Must have reliable transportation and live within a commutable distance to one of the following cities: Dallas, TX; Phoenix, AZ.
Physical Demands:
While performing the duties of this Job, the employee is regularly required to sit, use hands to finger, handle, or feel, reach with hands and arms, and talk or hear. Required to use a headset and telephone for calls. The employee is occasionally required to stand, walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to ten pounds. Specific vision abilities required by this job include close vision.
Work Environment:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
Work Schedule:
This position requires the ability to work various shifts to accommodate business needs. Monday through Friday and on weekends as needed. Stellantis Financial Services, Inc. is an equal opportunity employer and is committed to providing its employees with an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay, and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct, and other legitimate business reasons.
