We're seeking someone to join our team as a Senior Digital Asset Advisory Compliance Officer in U.S. Bank Compliance to shape the Morgan Stanley U.S. Banks digital assets business by navigating emerging regulations, collaborating across legal and risk teams, and driving the development of a compliance management system that supports innovation and regulatory integrity. In the Legal & Compliance Division, we assist the Firm in achieving its business objectives by facilitating and overseeing the Firm's management of legal, regulatory and franchise risk. This is an Executive Director level position within the U.S. Bank Non-Financial Risk Oversight team, which is responsible for advising and guiding bank management through product design, development and implementation in a manner that ensures regulatory alignment, mitigates risk through efficient controls, and maintains compliance through the execution of effective risk management and oversight programs that can respond to an evolving regulatory environment. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. What you'll do in the role: Serve as a senior compliance and operational risk coverage officer for the U.S. Banks digital asset business and compliance subject matter expert on digital assets more generally. Closely follow regulatory rulemaking and advise business lines on the developing U.S. regulatory environment for digital assets (e.g., GENIUS Act, CLARITY Act, etc.).Work with existing bank compliance and operational risk teams to develop and implement appropriate compliance and operational risk policies, procedures, monitoring, testing and training programs. Interact with the business lines within Morgan Stanley. Coordinate across divisions as well as the legal, compliance, and operational risk functional teams on digital asset initiatives and potential impacts. Assist with other traditional compliance activities relating to the digital assets business. What you'll bring to the role: Experience and strong interest in the developing U.S. digital assets industry. Experience documenting OCC permissibility and safety & soundness considerations related to digital assets. Experience with OCC digital asset letter (IL 1170/1183/1184) interpretations. Experience with custody control design under 12 CFR Part 9 and OCC Custody Handbook. Experience with escalation/reporting practices compatible with OCC Heightened Standards. Experience with cybersecurity/key management aligned to NIST 800 57/800 53 and ISO 27001.Experience with tokenized deposits/stablecoin reserves under IL 1172 (reserve deposits) and IL 1174 (use of blockchain/distributed ledgers for payments).Experience with consumer compliance (e.g. UDAAP, Reg E, Reg P, E SIGN) for retail wallet/payment features. Experience serving as a compliance / risk officer or lawyer (or comparable role) at a large OCC bank, law firm, Virtual Asset Service Provider (VASP), or Crypto Asset Service Provider (CASP).Bachelors' Degree from an accredited U.S. college or university. Strong interpersonal and written/verbal communication skills. Strong analytical, problem-solving and organizational skills. Ability and interest in reading regulations and focusing on details. Ability to prioritize and work in a dynamic, deadline-focused environment. Compliance and operational risk management assessment skills: experienced in the process of assessing the compliance and operational risks associated with a business environment (including non-financial risk assessments, incident reporting, capital requirements, etc.).Results oriented: setting goals and priorities that maximize the use of resources available to consistently deliver quality results. At least 6 years' relevant experience would generally be expected to find the skills required for this role. WHAT YOU CAN EXPECT FROM MORGAN STANLEY:At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that's differentiated – and we've done that for 90 years.
Our values:
putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $148,500 and $247,500 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.
