Associate Director - Non-Bank Financial Institutions, New York City, Denver or Toronto

What You'll Do: Deliver high-quality, forward-looking credit analysis that supports clear and well-supported rating opinions. Identify emerging risks by connecting company performance, peer trends, market developments, and broader financial services themes. Contribute market-facing research and insights that help investors, issuers, and other stakeholders understand evolving credit risks.

Core Analytical & Delivery: Lead surveillance and analytical updates across an assigned portfolio, ensuring accuracy, consistency, timeliness, and clear reasoning. Evaluate financial and credit data, validate inputs, reconcile key metrics, and document analytical assumptions and model changes. Use approved generative AI and automation capabilities to enhance research and analytical workflows while maintaining appropriate human oversight.

Stakeholder & Market Engagement: Translate complex analysis into clear, decision-useful written and verbal communication for rating committees and external stakeholders. Build trusted relationships with issuers, investors, and market participants and contribute to thought leadership and strategic initiatives.

Team Contribution & Capability Building: Coach junior analysts on credit fundamentals, financial modeling, analytical quality, and responsible use of technology. Help improve analytical processes, tools, and workflows and support the testing and adoption of new capabilities.

Risk Management & Operating: Maintain high standards for methodology, documentation, confidentiality, data governance, and responsible AI use.

Compensation / Benefits Information: For U.S. candidates: S&P Global states that the anticipated base salary range for this position is $123,000 USD to $192,000 USD. Final base salary will be based on geographic location, experience, skill set, training, licenses, and certifications. In addition to base compensation, this role is eligible for an annual incentive plan. For Canadian candidates: S&P Global states that the anticipated range of compensation for this position is 111,000 CAD to 165,000 CAD. Final compensation will be based on performance, geographic location, experience, skill set, training, licenses, and certifications. In accordance with Ontario regulations effective January 1, 2026, this posting provides information on expected compensation. S&P Global will not be utilizing artificial intelligence in our hiring process. All interviewed candidates will be informed of hiring decisions within 45 days of their interview. This posting is for an existing vacancy. What We're Looking ForRequired Skills and Experience Proven credit and financial analysis skills, including the ability to translate complex information into clear, evidence-based conclusions. Strong understanding of financial services and the ability to connect sector and market developments with emerging credit risks. Strong written and verbal communication skills for rating committee materials and engagement with issuers, investors, and other market participants. Experience coaching or mentoring junior analysts and strengthening analytical quality through constructive feedback and review. Strong judgment and attention to accuracy, analytical rigor, documentation, confidentiality, and governance. Preferred or Helpful Experience An S&P Global employee at this level would typically have 5 to 10 years of relevant experience in corporate credit analysis or a related financial services field.

Education: Bachelor's degree or equivalent required. A master's degree or professional certification (such as CFA) is highly valued. We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking. Experience using generative AI, large language models, data tools, or automation within analytical workflows, with appropriate validation and governance. Experience improving processes through standardization, tooling, or automation and supporting the testing and adoption of new capabilities.

Additional Information: We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer. Employees are required to work from the office a minimum of two days per week.

About S&P Global Ratings: At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world's foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world's leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratingsWhat's In It For You?

Our Mission: Advancing Essential Intelligence.

Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.

Integrity, Discovery, Partnership: Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

Benefits: We take care of you, so you can take care of business. We care about our people. That's why we provide everything you—and your career—need to thrive at S&P Global.

Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summariesGlobal Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy ("the Policy