Insurance Advisor

About the job: Licensed Life Insurance Agent - Remote Financial Services About Us We are a financial services firm specializing in tax-advantaged retirement planning, Index Universal Life (IUL) insurance, and Fixed Indexed Annuities (FIA). Licensed to serve clients nationwide, we focus on helping individuals aged 40+ achieve principal protection, guaranteed income solutions, and safe wealth growth strategies.

Position Overview: We are seeking experienced and newly licensed Life Insurance Agents to join our growing team. This independent contractor position is ideal for agents who want to specialize in retirement-focused insurance products while enjoying the flexibility of remote work. Whether you're working 15 hours or 40+ hours per week, you'll have access to proven systems, warm leads, and comprehensive product training.

What Makes Us Different: Specialized Niche: Focus on IUL and FIA products for pre-retirees and retirees (ages 40-65+) Educational Approach: Question-based selling methodology (NEPQ framework), not high-pressure tactics Lead Support: Access to marketing systems and lead generation tools Product Training: In-depth training on IUL vs. 401(k) strategies, guaranteed income planning, and estate planning Professional Infrastructure: CRM systems, client presentation materials, and automated follow-up sequences provided

Key Responsibilities: Present Index Universal Life and Fixed Indexed Annuity solutions to qualified prospects Conduct retirement income planning consultations and financial needs analyses Educate clients on tax-advantaged wealth accumulation strategies Guide clients through policy design and application processes Maintain compliance with state insurance regulations and carrier requirements Build long-term client relationships through ongoing service and reviews

Requirements: Active State Life Insurance License (required - must be licensed in your state of residence) Age: 18 years or older

Background Check: Must pass background check and state insurance department screening

Availability: Minimum 15 hours per week commitment Technology: Reliable internet connection and home office setup for remote client meetings

Ideal Candidate Profile: Life insurance agents looking to specialize in retirement planning products Agents tired of cold calling and door-knocking who want a referral-based approach Series 65 or CFP professionals wanting to add insurance solutions to their practice Career changers with sales/customer service backgrounds who recently obtained their license Agents seeking a consultative, education-first sales culture Experience Level

Entry Level: Newly licensed agents welcome - full product training provided Experienced: 1+ years in life insurance, retirement planning, or financial services preferred Financial knowledge helpful but comprehensive training provided on our specific product suite

What We Provide: Sales Training: NEPQ-based consultative selling, objection handling, closing techniques Marketing Materials: Client presentations, comparison tools, educational content Technology Platform: CRM (Go High Level), financial calculators, client portals Mentorship: Direct access to experienced producers and business coaches Compliance Support: Application assistance, carrier contracting, state regulation guidance Compensation Structure Earning Potential: $65,000 - $150,000+ annually based on production Commission Levels: Competitive contract levels with advancement opportunities Bonuses: Performance incentives and production bonuses available Residual Income: Ongoing renewals on certain product lines Flexible remote schedule - work from anywhere No office rent or overhead costs Access to multiple top-rated carriers Direct carrier contracting available for experienced agents

Associate Level: New agents building initial book of business

Producer Level: Consistent monthly production ($10K+ in premium) Senior Producer: High-volume production with team building opportunities Leadership Track: Opportunity to recruit and mentor other agents (optional) 100% remote client consultations (Zoom, phone, in-person optional) No cold calling required - warm lead system available Referral-based business model preferred Average 5-10 client appointments per week for part-time; 15-25 for full-time Compliance & Licensing Must maintain active life insurance license in good standing Carrier appointments will be facilitated upon acceptance Errors & Omissions insurance required (can be provided) Background check conducted in accordance with state insurance regulations

Application Process: Submit your resume and current license information Initial phone screening (15 minutes) to discuss the opportunity Video interview to review products, compensation, and company culture Carrier contracting and onboarding (1-2 weeks) If you're a licensed agent looking for a specialized niche with proven products, comprehensive training, and a consultative sales approach, we want to hear from you. Job Types: Full-time, Part-time, Contract