Loan CloserZions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. We are seeking a Loan Closer to join Zions Bancorporation. The Loan Closer plays a key role in completing all due diligence associated with satisfying approval and collateral lien perfection conditions prior to the preparation of loan closing documents. This includes requesting, reviewing, and critically interpreting all third-party documents needed to issue the "clear to close" for various types of loans, including real estate and non-real estate secured loans. Apply now if you have a passion for impactful outcomes, enjoy working collaboratively with co-workers, and want to make a difference for the clients and communities we serve. This position is fully in office (5 days a week) from the following office locations: Phoenix or Yuma, AZIrvine or San Diego, CADenver, COLas Vegas, NVHouston, TXMidvale, UTThe Loan Closer will: Review loan approvals for closing conditions, regulatory compliance, appropriate lending authority, and lien perfection requirements Establish conditions to close Perform all loan closing tasks and proactively interact with sales, portfolio management, underwriting, document preparation, third-party vendors (e.g., title companies, insurance agencies), and bank customers. Effectively communicate with all parties, including field personnel and customers, which is essential to expedite loan documentation requests while meeting underwriting, bank policy, compliance, and regulatory requirements Other duties as assigned
Requirements:- 2+ years of loan closing, documentation, processing, or other directly related experience
- Requires a High School diploma or equivalent. A combination of education and experience may meet requirements.
- We are looking for commercial loan/closing experience, not mortgage
- Advanced knowledge of loan closing processes and procedures, lending compliance and regulations, loan systems, and loan documentation
- Must be accurate, detail-oriented, and able to multi-task
- Strong problem resolution, audit, customer service (including direct customer contact), and communication skillsboth verbal and written
- Solid working knowledge of loan principles and loan systems
- Solid computer skills, including proficiency in word processing and spreadsheet software
Benefits:- Medical, Dental and Vision Insurance - START DAY ONE!Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees
- Employee Ambassador preferred banking products*This position is eligible to earn a base salary in the range of $21.00 - $36.00/hourly depending on job-related factors such as level of experience and location
