Location: US-MS-Pearl | US-MS, AL, Houston, TX; Memphis, TN; Panhandle FL; Atlanta, GA
Overview:
The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.
Responsibilities:
Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines and income requirements scenarios.
Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
Review all appraisal types for final approval including issuing NOVs and HFS/USDA conditional requirements.
Stay updated and attend refresher training for all investor guidelines.
Review and respond to management for all QC/QA exceptions.
Associates are expected to perform additional duties as assigned.
Qualifications: High school education.
5 years experience in underwriting FNMA/FHLMC/FHA/VA /USDA Rural Housing investor loans.
FHA DE certification.
VA SAR and certification.
Documented experience in mortgage loan underwriting.
General understanding and knowledge of underwriting and compliance guidelines.
Working knowledge and experience with DeskTop Underwriter System.
Exceptional organizational skills and ability to efficiently handle workflows.
Superior problem solving skills.
Excellent customer service skills.
Working knowledge of Excel, Word, and other PC applications.
Preferred: College coursework preferred.
Physical Requirements / Working Conditions
Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.
Note:
This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.
