Job Title Examiner General Purpose: Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, & taking the necessary steps to ensure a clear title. In addition, the title examiner is responsible for providing accurate/ professional title commitments, while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions. The examiner must have title examination experience in the state of Florida.
Essential Functions:- Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates and other matters of record
- Analyze & evaluate pertinent record documents for determination of ownership, legal descriptions and any conjunction to title
- Explain chain of title, exceptions, and requirements to customers and managers
- Recognize title defects and formulate curative solution
Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager or underwriter, as appropriate.
Maintain proper production levels and delivery standards on a daily basis
Work closely with the customer and management to meet time requirements for options, and assist with answering questions
Prepare an accurate and compressive title commitment in accordance with company examining and policy procedures
Perform other duties assigned by manager
Participates in special projects and miscellaneous duties as assigned by management
Job Qualifications:- Minimum 8 years' experience in retail purchase title examination in the state of Florida
- Produce a minimum of 4-5 average metes and bounds files daily OR 8-9 lot and block files daily
- Must be proficient in examining and mapping Florida metes and bounds and section land
- Demonstrate advanced knowledge of complex title matters including, but not limited to, probate, foreclosure, trusts, guardianship, bankruptcy, and tax deeds
- Exhibit excellent computer skills and ability to quickly learn new programs and processes
- Familiarity with title searching software required.
- Knowledge of advanced underwriting policies and guidelines
- Knowledge of real estate law and title and escrow curative procedures
- Ability to research and reach reasonable decisions for requirements and exceptions on complex matters found through search exam
- Demonstrate ability to be flexible when learning new streamline procedures and guidelines to help improve the speed and accuracy pf the search and exam process
- Effective communication skills, both verbal and written
- Organizational skills and ability to work within established time frames
- Ability to work in fast paced environment while maintaining control
- Excellent problem solving/critical thinking
- Education, Form Training, AND Experience:
- High School diploma (or equivalent). Specialized training in word processing software, database or spreadsheet software (obtained either in school or by up to six months of training) is desirable.
- Minimum of four years of industry experience
- Reasoning Ability:
Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Physical Demands:
While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must frequently lift and/or move up to 25pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.
Work Environment:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations maybe made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
We offer some great perks:
- Health, dental, and vision benefits
- Employer paid disability and life insurance
- Flexible spending accounts 401K with company match
- Paid time off and company paid holidays
- Wellness resources
