Director of Compliance – Consumer Lending

Location: Join our team in Montvale, NJ, for a fully on-site position, Monday through Friday. This opportunity offers a base salary of $130,000 to $150,000 annually.

Note: Candidates must have 3+ years of consumer lending compliance experience, hands-on experience leading or owning a lending compliance program, and experience managing multi-state lending licenses, including NMLS. This is an in-office leadership position requiring someone comfortable taking ownership of the compliance function.

About Us: Confidential Employer We are a growing specialty automotive financing company committed to delivering exceptional financial solutions while maintaining the highest standards of regulatory compliance. Our team values integrity, accountability, collaboration, and practical problem-solving. We're looking for an experienced compliance professional who wants to take ownership, influence business decisions, and help build the foundation for continued success.

Job Description: Lead and enhance our consumer lending compliance program to support business operations and growth. Oversee federal and state regulatory compliance, including TILA, ECOA, FCRA, FDCPA, GLBA, and UDAAP requirements. Manage multi-state lending licenses, NMLS filings, renewals, and regulatory reporting. Develop and maintain compliance policies, procedures, training programs, and internal controls. Coordinate regulatory examinations, audits, and remediation efforts. Implement compliance monitoring and quality assurance processes across loan originations, servicing, and collections. Oversee third-party vendor compliance and risk management activities. Partner with leadership to identify regulatory risks and implement practical solutions. Help establish scalable compliance systems and processes as our business continues to expand.

Qualifications: 3+ years of consumer lending compliance experience. Proven experience leading or owning a lending compliance program. Hands-on experience managing multi-state lending licenses, including NMLS.Strong knowledge of federal and state consumer finance regulations. Experience developing compliance policies, managing audits, and monitoring regulatory requirements. Excellent communication, organization, and problem-solving abilities. Ability to work independently, prioritize effectively, and collaborate with executive leadership. Experience in auto finance, indirect lending, or installment lending is highly valued. Experience building compliance programs or implementing compliance management systems is a plus. Why You Will Love Working HereYou'll have the opportunity to make a genuine impact in a growing company where your knowledge and leadership are valued. We encourage independent thinking, professional development, and collaboration while giving you the freedom to improve how things work. We also offer a comprehensive benefits package, including medical, dental, and vision insurance, a 401(k), paid time off, life insurance, and flexible spending account options.