Job Summary:
The Lending Assistant is primarily responsible for an assigned range of loan origination duties required to package the organization's loan applications in accordance with the loan policy and regulatory requirements.
Responsibilities:
Work directly with loan applicants to collect and upload loan documents according to the organization's policies and procedures. Coordinate with Business Development Officers, Underwriters, and Loan Servicing to ensure loan package is complete. Provide technical assistance to applicants as it relates to preparing their application for underwriting. Conduct loan closing ceremonies with loan officer. Uploads all loans, extensions, and renewal information and documents in accordance with policy and regulatory requirements. Performs loan and application maintenance and loan documentation review based on department procedures and checklist. Assist with file assembly and maintenance. Responsible for various reports as assigned. Completes all required training. Performs other related duties as required or assigned.
Requirements:
High School diploma or equivalent required. At least one-year experience in banking or administrative role is required. Strong computer skills are required. Ability to organize information. Must possess excellent communication and interpersonal skills. Must be familiar with regulatory compliance requirements. Able to function in a high attention to detail, deadline-oriented environment. Must possess the ability to effectively relate to customers, officers, and others involved in the lending process. Willingness to be involved and represent SBCP through civic and community organizations. A background in banking and loan transactions/terminology and clerical experience is preferred. Experience working with Salesforce Preferred. Experience working with LaserPro Preferred. Experience working with Docusign Preferred. What we offer our employees: A positive impact on Your Future: 401(k)/Roth plan with immediate eligibility and employer match up to 6%. Employee stock ownership plan. Discounted rate on primary home mortgage. Credit and housing counseling as well as free financial education tools available to customers and employees. Benefits to improve your health: Two medical plans available low-deductible PPO plan or HDHP with Health Savings Account. Dental and vision insurance. Employer paid life insurance, and short- and long-term disability coverage. Retirement plan with generous company match and employee stock purchase option. Voluntary life insurance options for employee, spouse, and children. The opportunity to nurture your well-being: Paid holidays and paid time off. Bonus plan. Opportunity for merit raises. Employee reward and recognition programs. Community service opportunities. Southern Bancorp is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, sexual orientation, gender identity, gender expression, status as a protected veteran, among other things, or status as a qualified individual with disability. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. As a Community Development Financial Institution, Southern Bancorp desires its workforce to reflect the diversity of the customers and communities that we serve. Racial and ethnic minorities, people from working class backgrounds, women and LGBTQ people are often underrepresented in many financial service industry professions.
