Location: 100% Remote (U.S. only, EST hours required)
Duration: 6-month Contract-to-Hire
Job Summary:
We are seeking an experienced Mortgage Loan Closer to join a regional bank in a fully remote capacity. This role operates on Eastern Standard Time hours and requires flexibility to work overtime during peak volume periods. The ideal candidate is detail-oriented, highly organized, and thrives in a fast-paced environment. This position offers the opportunity to convert to a full-time role after six months.
Key Responsibilities:
Prepare, review, and deliver accurate Closing Disclosures (CDs) and complete closing packages
Coordinate closely with processors, underwriters, title companies, and borrowers to ensure timely and efficient closings
Ensure compliance with all applicable lending regulations, including TRID, RESPA, and tolerance guidelines
Handle loan changes such as loan amount adjustments and rate extensions
Maintain high accuracy and attention to detail in a fast-paced, deadline-driven environment
Work extended hours when required based on business volume
Required Skills: 3–10+ years of experience as a mortgage loan closer
Encompass (LOS) experience is required
Proven experience managing loans from initial disclosure through Closing Disclosure (CD)
Strong experience with conventional, FHA, and refinance loans
Hands-on experience preparing and issuing Closing Disclosures and full closing packages
Deep understanding of TRID, RESPA, and tolerance rules
Strong work ethic with a proactive, customer-focused mindset
Ability to thrive in a high-volume, deadline-driven environment
Nice to Have: Familiarity with closing loans in New York and Texas
Experience with CEMA or SONYMA closings
Background in closing construction loans
