Vice President, Cross-Asset Structuring

Key Responsibilities: Structure securitized investment products, including structured notes and OTC derivatives across asset classes. Partner with Sales teams to originate, develop, and deliver new product opportunities for clients and the broader franchise. Lead the development and implementation of new products and platform capabilities, incorporating legal, regulatory, tax, accounting, funding, capital, and operational considerations. Drive the automation and enhancement of the structured products issuance platform, integrating pricing, term-sheet generation, booking, and lifecycle event processing. Collaborate closely with Risk, Legal, Compliance, Operations, Technology, and Trading to ensure products are delivered within applicable regulatory and governance frameworks. Serve as a product specialist, supporting Sales teams and participating in client meetings to help present product solutions and market insights. Produce marketing materials, product documentation, and payoff analyses to support business development and execution. Provide management with data on business trends, issuance activity, platform utilization, and growth opportunities. Lead and coordinate strategic automation and infrastructure initiatives across Technology, Operations, and Business Management teams. Identify opportunities to enhance and expand product capabilities, issuance processes, and client solutions across the platform. What You Bring To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Bachelor’s degree in a STEM-related discipline, including Mathematics, Statistics, Engineering, Physics, Computer Science, or a related quantitative field - Required

Qualifications: 5+ years of experience in structuring, pricing, and executing structured products and OTC derivatives across Equities, Fixed Income, FX, and Commodities, with significant experience in structured notes. Deep understanding of market conventions, product mechanics, and issuance processes across multiple asset classes. Demonstrated ability to translate complex technical concepts into commercially viable client solutions. Strong project management skills with experience driving cross-functional initiatives from concept through implementation. Highly motivated self-starter with exceptional attention to detail and a focus on scalable, sustainable outcomes. Ability to manage multiple priorities and deliver results in a fast-paced environment with limited supervision. Excellent communication and stakeholder management skills, with the ability to collaborate effectively across Sales, Trading, Technology, Legal, Compliance, Risk, and Operations teams. Commercial, collaborative mindset with entrepreneurial attitude

Base Pay Range: $225,000.00 USDMaximum $250,000.00 USDWe Value Your Impact Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO