Loan Officer

Role Description: This is a full-time remote role for a Loan Officer at E Mortgage Capital, Inc. NMLS# 1416824. The Loan Officer will consult with prospective borrowers, assess their financial profiles, and recommend suitable loan products aligned with company and regulatory guidelines. Daily responsibilities include taking and reviewing loan applications, gathering and verifying documentation, coordinating with underwriting, and monitoring files from initial inquiry through closing. The role involves providing clear, empathetic communication, explaining loan terms and conditions, and addressing borrower questions to ensure a smooth and transparent process. The Loan Officer will also collaborate with internal teams and referral partners, maintain accurate records in company systems, and uphold all compliance, privacy, and ethical standards.

Qualifications: Loan origination and Loan Officer experience, including managing end-to-end mortgage files and guiding borrowers through the application process. Finance knowledge and strong analytical skills to evaluate credit, income, assets, and debt-to-income ratios. Underwriting familiarity and ability to interpret lending guidelines, documentation requirements, and risk assessments. Customer Service skills with a focus on clear communication, relationship building, and responsive support for diverse clients. Working knowledge of mortgage regulations, compliance standards, and Equal Housing Opportunity principles. Proficiency with loan origination systems, CRM platforms, and standard office software tools. Ability to work independently in a remote environment, manage multiple files, and prioritize deadlines effectively. Relevant state licensing and registration as a mortgage Loan Officer; prior experience in mortgage brokerage or lending is preferred.