Mortgage Loan Assistant

Summary of Position: As a Mortgage Loan Assistant, you'll partner with Mortgage Loan Originators to review applications, gather documentation, coordinate next steps, and keep loans moving through the mortgage process. You'll serve as a resource for members and work closely with processing, underwriting, closing, and external partners to ensure files are complete, accurate, and ready for review. Success in this role requires strong communication, organization, attention to detail, and the ability to manage multiple priorities while keeping members informed. The successful candidate should have following skills/qualifications: High school diploma or equivalent. Two years of mortgage origination experience strongly preferred, including experience with home equity loans or second mortgages. Mortgage processing or back-office experience will be considered, with preference given to candidates with origination experience. NMLS registration required or the ability to obtain registration upon hire. Bilingual proficiency in English and Spanish preferred. Strong communication, follow-through, and time-management skills.

Key Responsibilities: Review loan applications and supporting documents for completeness, identify missing information, and help resolve issues. Prepare and send mortgage disclosures for approved applications and adverse action disclosures for denied applications. Gather required documents and loan conditions from members, organize complete packages, and submit them to processing and underwriting. Review income documentation and calculate qualifying income to support the application process. Coordinate title work, status updates, and loan closings with title companies and attorneys. Follow up with members, employers, insurance agents, and other third parties to obtain required information and keep loans moving forward. Maintain regular communication with Loan Originators and members throughout the mortgage process. Gather and verify Home Mortgage Disclosure Act (HMDA) information for accuracy. Support marketing and outreach to current and prospective members, Realtors, and other referral partners. Why Join IHMVCU? Being part of Team IHMVCU is more than just a job. It's an opportunity to make a positive impact on our members, our communities, and your career. We offer: Outstanding training, support, and resources to help you succeed. Competitive compensation. 401(k) with company match and profit sharing. Paid holidays and generous paid time off. Tuition reimbursement. Paid community volunteer opportunities. Comprehensive health, dental, and vision insurance. Access to our on-site fitness center. Final compensation will be determined by various factors such as experience, specific skills and internal pay equity. Move Up your career at IHMVCU with this great opportunity!

Physical Requirements: Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met. Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly. Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound. Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. Lifting Demands: Up to 10 lbs. Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading.