Job Description
Position: Credit Analyst, Invoice to Cash
Location:
San Francisco, CA/Seattle, WA /New York City, NY offices to come onsite as needed, but mainly remote
Type: 12 months with possible extension
Pay Range:
$70 - $100/hrAbout the RoleIn this role, you will evaluate B2B customers and make data-driven recommendations on credit limits, payment terms, order approvals, and risk mitigation.
Key Responsibilities:- Perform credit reviews for new and existing B2B customers
- Analyze financial statements, credit reports, payment history, exposure, and other risk indicators
- Recommend credit limits, payment terms, prepayment, or other risk mitigation
- Review and make decisions on credit holds and order release requests
- Identify potential customer/account-opening fraud and escalate concerns
- Monitor existing customers for changes in payment behavior and credit exposure
- Document credit decisions and rationale to support ASC 606 collectibility requirements, SOX controls, and audits
- Partner closely with Sales, Deal Desk, Collections, Revenue Accounting, and LegalTrack credit review volume, turnaround time, exposure, and outcomes
- Help improve credit policies, procedures, risk thresholds, and automation
- Identify opportunities to use automation and AI to streamline routine credit reviews
Ideal Background:- 6+ years of commercial/B2B credit, credit risk, or related AR experience
- Experience in B2B software, SaaS, cloud, technology, or telecommunications
- Strong experience evaluating business customers and making credit recommendations
- Experience with credit limits, order holds/releases, and payment terms
- Ability to interpret financial statements and third-party credit reports
- Strong Salesforce experience — this is a key requirement
- Experience with Stripe and/or Tesorio is a strong plus
- Familiarity with D&B, Experian, Moody's, Creditsafe, HighRadius, Billtrust, or similar platforms is helpful
- Experience supporting SOX/audit requirements is preferred
- Strong Excel/Google Sheets skills
- Excellent written communication and ability to explain credit decisions clearly
- Experience improving or developing credit policies/processes is highly valued
Important
A take-home assessment is required and must be completed/included with the candidate submission.
