Credit Manager

Key Responsibilities: Lead, develop, and manage the Credit and Accounts Receivable team, establishing clear expectations, accountability, and performance standards. Oversee a $300M+ AR portfolio, including credit exposure, collections, aging, delinquency, and portfolio risk. Establish and manage customer credit limits, credit terms, and risk classifications based on financial and credit analysis. Monitor AR aging and collection performance, identifying risks and developing strategies to improve cash flow and reduce past-due balances. Oversee compliance with mechanics lien laws, preliminary notices, lien rights, releases, and related processes. Partner with sales, operations, finance, and leadership to resolve complex credit and collection matters while preserving key customer relationships. Evaluate financial statements, credit reports, payment history, and other information to make sound credit decisions. Develop and refine credit policies, procedures, controls, and performance metrics. Manage escalated collection matters and determine when additional collection or legal action is appropriate. Provide leadership with reporting and analysis related to DSO, aging, collections, bad debt exposure, credit risk, and portfolio performance. Identify opportunities to improve processes, controls, technology, and team effectiveness.